When it comes to gutter-related damage there are a few exclusions from your policy that homeowners should be aware of.
Wear and Tear: If your gutters are failing due to age, your policy most likely won't cover any damage claims. It's important to know your installation date and check your gutters before submitting a claim.
Negligence: If your gutters are clogged due to a lack of cleaning and it causes damages to your home it might not be covered. If you don't maintain your gutters regularly throughout the year, your insurer has the right to deny your claims, forcing you to pay out of your pocket for any repairs that are needed.
Make sure to hire a reputable gutter cleaning company like Triangle's Best Choice to keep your gutters clear of debris so that they can do their job of moving water away from your home.
